Make Your Dream Wedding a Reality with a Personal Loan

We Indians spend a lot on a wedding. It is not about how many days the ceremony goes on, but it is about how much you have spent to make it look grandeur. India witnesses around 10 million weddings per year and the ceremonies have become more lavish than ever. Because the event includes pre-wedding photoshoots, buying expensive jewellery & designer clothes, booking a wedding venue, arranging bachelor parties and what not!

Considering the list above, you can understand your wedding budget. But many do not compromise on their budget considering the wedding to be a ‘once-in-a-lifetime’ achievement. So, what are the chances to make your dream wedding come true, without compromising on your budget?

Personal loan app for your dream wedding

Now it is easy to plan and organize a wedding with a personal loan app, as you can apply for a wedding loan right from the comfort of your home. So, with a personal loan at your disposal:

You can save your budget and utilize the personal loan for the wedding expenses.
Manage and cover all your pre and post-wedding related expenses.
So, make your dream wedding come true with a personal loan.

Which lender should I approach for a personal loan?

As already mentioned, there are many financial institutions which offer a personal loan to help you have enough funds for your dream wedding. But finalizing the best amongst them is a challenging task. So, let me make things simpler for you and provide you with a solution. Applying for a loan from NBFC (non-banking finance company) can help reduce the financial woes of your wedding.

Why NBFCs?

For instant cash, NBFCs are the best, as you can get your loan approved instantly and also get your loan disbursed into your account immediately. So you can book your wedding avenue, hire venue decorators, pay for catering and also your make-up artist with a personal loan quickly.

Vivifi India Finance Private Limited is one such NBFC which offers personal loans to salaried professionals only, through its loan offering product called FlexSalary.

Why FlexSalary App?

FlexSalary app is India’s first app-based credit line. So, manage your wedding expenses with a personal loan and do not liquidate your existing investments.
Get your loan approved in less than 1 hour with minimal documentation and easy paperless application process.
Apply for an online personal loan anywhere from a minimum of INR 4,000 to a maximum of INR 2,00,000.
You will get approved with a FlexSalary loan even when you have a low credit score. FlexSalary considers other additional factors such as your ability to repay the loan to approve your loan request.
Irrespective of the location, you can apply for an online personal loan by downloading the FlexSalary app either from the Google Store or the App Store.

NBFCs — Your choice for Instant Personal Loans in Hyderabad

Thanks to Non Banking Financial Companies (NBFCs). If you are earnestly looking for an instant cash loan for your emergency needs, they can provide you assistance with same-day funds disbursal, unlike banks which take a lot of time to process your application.

Why isn’t it simple to get a personal loan in Hyderabad?

Though most of the employees work in top MNCs like Google, Amazon, Oracle, Accenture, Adobe, etc. they may have a low credit score. Many employees also work in unlisted companies and to those employees banks may not prefer to cater their services. So, it will be really difficult for you to get a personal loan either because your company is unlisted or your credit score is less.

In such cases, the Non Banking Financial Companies can provide assistance by offering an instant personal loan though the company is unlisted and even if you have a very low credit score. So, if you are in need of credit regularly, NBFCs must be your decisive choice. They are the true saviour in your difficult times. The loan process is also quite simpler, the processing time is fairly less and the entire loan approval process is completed online by lenders without much hassle to the borrower.

Factors to consider while picking an NBFC for an instant personal loan:

Some of the vital factors that you must consider before picking an NBFC for your instant personal loan needs include:

One-time application: Choose an NBFC which eliminates the hassle of applying for a loan every time you require funds. Prefer only those who follow one-time application and one-time approval procedure. This eliminates the tedious process of reapplying again when you are in need of a loan at some point in time.

No spending restrictions: Pick the lender who doesn’t question you about your spending habits. You should be free to spend your money all at once for your personal use.

Easy repayment options: Choose a lender who offers you flexible repayment options, where you can pay back the money in easy equated monthly installments.

Online loan processing: To reduce the hassle of visiting the lender’s office and filling in long documentation, choose the lender who can complete your personal loan process completely online. You should be able to fill in all your details, upload scanned copies, and also complete Electronic Income and Bank Verification procedure completely online from the comfort of your home.

Takeaway:

We believe that we have provided you enough insights about instant personal loans online and hope that you will make the right choice considering all the important factors to get a personal loan instantly.

Manage auto loans during coronavirus pandemic.

If you think you may fall behind on your auto loan, call your lender and explain your situation. The sooner you contact your lender, the more choices the lender may be able to offer you. And since it’s often more expensive for a lender to repossess your car than to work with you, your lender may be able to offer options that help you make your payments. Working with your lender also demonstrates a good-faith effort on your part to repay your debt. Learn more about the pros and cons of some of the options that may be available to you so that you can determine the best way to keep your car and manage auto loans during coronavirus pandemic.

Option 1: Change your payment date

You probably arranged your date of payment to be after the date of your paycheque. If circumstances have changed, ask your lender to change the date your payment is due.

Option 2: Request a payment plan

If you foresee a problem meeting your payments, or if you have already fallen behind in your payments, your lender may be able to offer you a “payment plan” to help you in the short term or to catch up and repay missed payments.

Option 3: Ask for a payment extension/deferral

If you are unlucky enough to be experiencing financial hardship that is going to last longer than can be helped by the payment due to date change, i.e. your regular payment(s) consistently increase your indebtedness, and a payment plan is not the right solution, there is a further option. You can ask your lender for a payment extension/deferral.

Option 4: Refinance your auto loan

When you took out your loan it was appropriate to your circumstances and the options available. The circumstances and options have changed. It is likely that your current lender will continue to offer you the best option available BUT you should review the alternatives.

Managing your auto loan during coronavirus pandemic is crucial. You should at least consider the option to trade-in your current auto for a more affordable one. If you sell or trade-in your current vehicle, its value, and how much you still owe will be an important factor in your decision. Talk with your lender about the benefits and costs of each option and determine which one works best for your situation.

The Best Information Technology Careers for a Computer Consultant

If you’re a computer professional who’s able to maintain a small business network, I’m sure you’re aware that you have several Information Technology Careers available to you.

You can work for a large corporation as their in-house network administrator or IT Support rep… or you can try to find employment from a mid to large size MSP or IT Support provider, where you provide consulting service to your boss’ clients.

Either one of these options could make for a fine career… if you are lucky enough to land a position with a strong, healthy company with room for growth and a decent management team to work for.

Unfortunately, we’re all aware how difficult the job market is now and tough it could be to find a solid position with ANY company, let alone one that can provide you with security, growth options and a truly pleasurable work environment.

The good news is that someone with your skills, where you’re able to maintain a small business network, has one of the absolute best Information Technology Careers available to you.

You could start your own computer business and reap the full benefits that come with being your own boss.

Starting a consulting business is actually one of the easiest businesses to get off the ground today.

Startup investment is truly minimal. The utilities you will need to provide an outstanding level of service to your small business customers, such as round-the-clock network monitoring and remote computer support are incredibly affordable. Many excellent utilities can even be had absolutely free!

Your services are also in great demand right now as well. Small businesses have never been more open to finding affordable, reliable ways to support their computer systems… and an Independent Computer Consultant represents the absolute best, most cost-effective IT Support option available.

If you follow the correct MSP business model, it can be very easy to put together an IT Marketing strategy that presents you as a very attractive IT Support solution to your prospective small business customers.

If a small business owner is looking for ways to maintain the network, the options are to do it himself, which is not cost-effective at all, if he’s even technically capable of doing the work… he can have one of his employees pull double-duty doing the IT work in addition to the regular daily tasks that are their primary role (also very cost-inefficient and odds are this employee won’t be able to do all the required IT work very effectively)… he can hire an in-house network administrator, which can be very expensive… or he can outsource to a large MSP or IT Support Firm, which will also probably be somewhat costly and unless this business owner proves to be a very lucrative client for the IT Firm, the client will likely not receive the dedicated level of care they would hope for.

An Independent Computer Consultant however is able to provide the same level of managed support that a larger MSP could provide, but with a greater level of attention to the client and at a much lower cost.

This is because the Independent Computer Consultant can operate very profitably with a small client base, and can work with much lower overhead than with his larger competitors.

In fact, an independent consultant is easily able to generate a revenue of over $66K (greater than the average salary for a New York network administrator), while serving a tiny client base of only four small business clients, making this easily one of the most preferred Information Technology Careers available to an IT Technician who has the necessary skills.

If you’d like to see exactly how this can be achieved quickly and easily, with little to zero startup investment, check out the free videos I’ve put together on my website, which is referenced below.

I invite you to discover the massive rewards that await you when you start your own highly successful computer consulting business. Give yourself the ultimate advantage by arming yourself with the exact same tools, IT marketing materials, IT templates and personalized training that have helped hundreds of Independent Computer Consultants to fire their bosses and create a life of personal and financial freedom.

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